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Hurricane Lane threatens Hawaii..will your travel insurance cover you? Is it too late to buy?

Hurricane symbolHurricane Lane was first named a tropical storm on August 15, 2018, and has developed into a hurricane in the Central Pacific. The storm is tracking through the Pacific and is heading toward Hawaii.  Most beaches and tourist attractions have begun to close as of Wednesday August 22.  The danger is not so much the wind as it is the torrential rainfall that is expected.

Many travel insurance policies include coverage for hurricanes that impact travel, as long as the policy was purchased before the storm was named.

Travelers who had a policy in place prior to August 15, 2018 may have coverage for Hurricane Lane, including Trip Cancellation and Travel Delay.

If it was purchased after that point, it won’t cover hurricane-related travel changes, said Steven Benna, a marketing specialist with travel insurance comparison website Squaremouth.

The Hurricane Lane Travel Insurance Information Center explains coverage related to the storm.

This database is regularly updated by Squaremouth’s travel insurance experts with answers frequently asked questions, official provider position statements, travel alerts and notices, and other information as the storm develops. Information is subject to change at any time.

Many airlines are offering to waive change fees, etc. so if you have booked air it is best to check with the airline.  Only one cruise line is expected to be in Hawaii at this time:  Norwegian’s Pride of America, which bases the ship in Hawaii year-round and cruises the islands.  Their schedule has been modified.

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